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Purchasing Your First Car: Tips from CAA of Ontario

When you are purchasing your first car, it's important to pinpoint what you need and stay focused on those needs. The Canada Automobile Association club of South Central Ontario has some tips to help you do just that.

CAA South Central Ontario (CAA SCO) recommends that first-time car buyers do their homework before heading to the dealership. "With the large number of new high-tech vehicles on the market, it's easy to lose sight of your original needs. It's so important for prospective car buyers to shop around," said Ryan Peterson, Manager of Automotive Services, CAA SCO.

The team here at Canada Auto Loan agrees with the CAA of South Central Ontario, but while we think that these are great tips for first-time car buyers, those with damaged credit can benefit from them as well.

6 Must-Know Car Purchasing Tips

CAA SCO recommends the following car buying tips to help make the entire process more efficient and enjoyable:

purchasing your first car

  • Consider safety and reliability.
  • Choose a vehicle that meets your needs. Do you need a fuel efficient car for commuting or an SUV for your family?
  • Set a budget. CAA Driving Costs Calculator helps you calculate the cost to own and operate a vehicle - including fuel, maintenance and insurance.
  • Go for a test drive before making a decision. Drive a route you normally travel on to get a feel for the car.
  • Don't be afraid to negotiate. Keep in mind that add-ons can significantly change the price of your car.
  • Proceed at your own pace and take your time before making the final decision.
  • And, here's a final tip from us: Since you may not be able to get financed for the specific make and model that you may have in mind, research comparable models from a variety of manufacturers. This will allow you to make faster decisions at a dealership, while still being thorough. And if you are buying a used vehicle, be sure to get it inspected by a Red Seal Certified Mechanic as well as an I-Car Platinum body specialist.

    Making the Process Easier for You

    If you are a first-time car buyer or have damaged credit, trying to get approved for auto financing can be a frustrating process. But it doesn't have to be. Canada Auto Loan has a countrywide network of dealers that work with lenders that will do everything possible to get you approved for the car loan you need.

    Just complete the secure, simple and fast online application. From there, we will connect you with the dealer nearest your local area that can help you get back on the road. Start today!