Canada's Trusted Bad Credit Car Loan Resource

No matter what your buying habits and credit usage were like in your previous country, that information hasn't followed you to your new home. Until you're able to build one, you’ll have no credit history as a newcomer.

With a Consumer Proposal plan, your life has likely become much less stressful. But, of course, life doesn't always go as planned and now you find yourself in need of a car.

When the time comes to apply for an auto loan, it's easy to forget about properly budgeting for a car payment if the car you have been driving is paid off.

Having a down payment isn't just a formality in the car buying process. There are many advantages that come with putting money down on your vehicle purchase.

It can be more difficult to get approved for vehicle financing if you have less than perfect credit. However, the benefits of an auto loan when you have bad credit are numerous.

While buying a vehicle from a private sellers seems like the smart move when you have damaged credit, there are some great advantages to getting a car loan.

Long loan terms are on the rise in Canada because most consumers think only in terms of their monthly payment. You shouldn't be doing this if you have damaged credit. Instead, you need to think in terms of total cost.

If you have damaged credit, it might be more difficult to get approved for an auto loan. Many banks and credit unions may turn you down for financing if you have blemishes on your credit report. Luckily, there are lenders that are willing to work with less than perfect credit. You just need to know how to find one.

If you have imperfect credit and you need to buy a car, applying for an auto loan can be stressful. This is especially true if you're unsure about where to go for financing.

When financing a car, you may think you are completely covered through your insurance. The truth of the matter is you may need to have GAP coverage as well.