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Author Profile: David Topham


Articles Posted By David


When financing a car, most consumers focus on the monthly payment instead of the interest rate or total cost. This is why the industry has seen loan terms increase and monthly payments decrease in recent years. However, this "payment shopping" point of view can be dangerous for borrowers with poor credit.

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Buying a car is a major financial commitment that will affect your wallet for the next several years if you are financing with an auto loan. A key step in the process is deciding between buying a new or a used car. This is a decision that should be made before you begin to shop, so you'll need to weigh the pros and cons of buying new and used.

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Buying a car, new or used, in Ontario can be a tricky process. This is especially true for first-time car buyers, those new to Canada, and anyone who fears getting stuck with a clunker/lemon. Thankfully, the Ontario Motor Vehicle Industry Council (OMVIC) has a handy car buying guide that makes the auto shopping process easier.

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