Online Car Loan Application
Enter your information to apply for a bad credit auto loan in Canada. After you apply, you will be contacted by a Canadian auto finance specialist.
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Car Loan Requirements

  • All bankruptcies must be discharged
  • Must reside in Canada or the United States
  • Payments cannot exceed 20% of monthly income
  • Financing amount cannot exceed 8 times monthly payment
  • No reposessions within past year unless included as part of a bankruptcy
  • $1,500 minimum monthly gross income for bureau scores under 625

Why Should I Apply Online?

CanadaAutoLoan.net and its affiliates have arranged over 1 billion dollars in financing for people with credit problems. 93% of those who apply get approved, and there is never a fee to apply online.
Bad Credit Car Loans Canada

How Does the Online Car Loan Process Work?


Step 1:  The whole online car financing process starts with our Canadian car loan application. Once you enter your initial information, you will be taken to our secure application page. From there you will need to take just a couple of minutes to enter the rest of your information, such as residence and employment information.

Step 2  Once you submit your information, your application will be reviewed by a nearby car dealer finance representative. He or she will then get in touch with you to discuss the financing options that are available to you. At this point, there is still no obligation for you to buy anything.

Step 3  After discussing what options and loan programs are best suited to you and your credit situation, visit the car lot and pick out the vehicle you'd like to buy. At this point you will know what type of car you can afford and can get financed for.

Step 4  Once you settle on a car to purchase, all that's left is to finalize the paperwork, close the loan, and drive away! With CanadaAutoLoan.net, it has never been easier for consumers with a rocky credit past to get approved fast for car loan financing.
"The loan process was far easier than I would have thought for someone with bad credit. I applied online and got my car in under three days."
William P., Windsor
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